The Andrew Warner Story: How a 21 Year-Old Created a 38.5 Million Dollar Business by Returning His J.Crew Clothes
http://www.quicksprout.com/2009/04/08/the-andrew-warner-story-how-a-21-year-old-created-a-385-million-dollar-business-by-returning-his-jcrew-clothes/

I hate the pansies who whine that “it takes money to make money.” No it doesn’t! It takes a sense of mission. If you’re on a mission, you’ll find a way. When I didn’t have money to start my company, I called up J.Crew and asked if they’d take back the clothes I bought from them over the years and give me a refund. Believe it or not, they said, “sure.” That J.Crew refund check helped put me in business.

The chances are, you probably haven't heard of the name Andrew Warner. And if you have, all you will see ...